Are You a poor Buyer?

One of my biggest peeves is contractors, plumbers etc. Any one that has anything to do with your home repairs. They as a group are generally unreliable, never complete their work on duration, do not show up when they said they will show up. Dealing with them is just a horrible experience.
Here is th…

With Fed Rate Cuts, What Are Your Potential Advantages?

With the new Federal Reserve prime rate cut to 3.5% down from 4.25 percent, which is pretty significant although it may seem small at first glance, what will that mean for consumers? Well, it’s a plan that the Federal Reserve, headed by Ben Bernanke, who was Alan Greenspan’s successor, …

Pre-Approved 0% Interest Cards: Are They for Real?

Zero percent interest cards are a great option for some card holders, but you’ve got to read the small print before you sign up. Don’t accept a mailed offer for a pre-approved 0% interest card just considering your other cards are maxed out. Zero interest cards might seem like an easy ou…

Where’s Your Credit Card info?

PCI regulations require companies to protect credit card numbers. But first you have to know where they are. Here’s what I’ve learned from retailers and PCI auditors about step one of PCI compliance.It’s simple to track credit card documents from the point of sale to your databases…

What is an robotic Stay in a Bankruptcy?

An automatic stay is a federal court order that prohibits of any attempts by creditors to contact you or to gather a debt. It goes into effect the moment you bankruptcy petition is filed with the court.
This is a question asked so frequently and I found a great resource for you.
For more data on rob…

RFID: Is It a Good Thing?

The controversy surrounding the use of RFID (Radio Frequency Identification) in credit cards has been going strong for years. Proponents of the technology point out that, through the use of one-time virtual transaction numbers, heavy encryption, and sales that don’t require the card holder to hand…

Getting free credit report online

Getting free credit report online is the easiest way to get it. You can’t obtain it from the individual credit reporting agency website. You have to visit the official website set by these agencies to get your credit report. Here the steps that one has to follow to get his free credit report onlin…

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